Holiday Insurance Schedule of Benefits

This rating form provides a summary of the benefits of the insurance arranged by David Oliver Associates. The insurance is provided by St Paul Travelers Lloyd's Syndicate 5000.

	The Insurance	Single Trip	Annual Multi-Trip
Section	Benefit	Cover up to	Cover up to	Policy Excess
A	Cancelling/Cutting short your trip	£5000	£5000	£50
B	Travel Delay	£100	£100
	Abandonment	£5000	£5000	£50
C	Medical Expense	£10,000,000	£10,000,000	£50
D	Personal Accident	£15,000	£15,000
E	Personal Liability	£2,000,000	£2,000,000	£150
F	Legal Expenses	£15,000	£15,000	£150
G	Missed Departure	£1,000	£1,000	£50
H	Personal Belongings	£1,500	£1,500	£50
	Single Article Limit	£200	£200
	Valuables Limit	£300	£300	£50
	Winter Sports Equipment	£300	£300	£50
	Delayed Baggage	£100	£100
	Personal Money	£500	£500	£50
	Cash Limit	£300	£300
	Passport	£250	£250
I	Hospital Benefit	£1,000	£1,000
J	Mugging	£100	£100
K	Disaster	£500	£500	£50
L	Domestic Pets	£200	£200

Notes

All benefits are per person (with the exception of Personal Liability cover which is in the aggregate). Full terms and conditions are shown in the policy wording, a copy of which is available on request.

For any travel advice/help or anything in relation to this policy please contact the travel helpline on 0800 389904